Advocating for California employers and entrepreneurs since 1981
Headquartered in Sacramento, California, Wasserman & Associates represents private sector employers across California. Our firm specializes in all Commercial Insurance matters, from the start of a new venture to well established and reputable companies. Whether you’re a construction, manufacturing, agriculture, technology or other commercial industry, we can provide not only the coverages and protections you need, but a risk management plan that focuses on reducing your risk and cost . We bring extensive experience and professionalism to every client and customize our support to your company's needs and concerns.
Our Agents and Service Team Analysts have been practicing for over a decade. We’re on the pulse of changing regulatory requirements, and provide ethical, legal and financial consultation to ensure our clients are in compliance and in control of their insurance portfolio.
Get in touch with us to set up a free consultation, or use the contact form at the bottom of this page to enquire how our services are right for you.
1029 56th Street
Sacramento, CA 95819
Areas of Coverage
California State mandated form of insurance covering workers injured in job-related incidents. Finding the best price is only half the battle. Our best in class Service Team we help you control costs by providing safety tools and best practices focused on risk mitigation. Claims Management services ensure accountability from all stakeholders, including the insurance carrier, TPA, medical provider and legal counsel. Reducing and controlling your Workers' Compensation risk and cost is our goal.
Transferring risk is paramount and for many employers, General Liability is one of the largest exposures. Liability Insurance protects the assets of a business when it is sued for something it is liable for by causing an injury or property damage. General Liability Insurance comes in many forms and our team will tailor a program specific to your needs and risk tolerance. Price, coverage and your company’s specific requirements help us develop an insurance program designed just for your needs. Covered claims can include bodily injury, property damage, personal injury, and advertising injury (damage from slander or false advertising).
Commercial property insurance can protect your business from a minor incident to a major financial loss. Whether you own your building, lease your workspace or work at home, business property insurance protects your company's physical assets. Our team understands that your business is unique and constantly changing and we will customize a commercial property insurance policy to fit your needs.
Commercial Auto insurance
Commercial Automobile Insurance covers your business autos which can include liability coverage for employees who are driving their own vehicle for business use . There are other coverage enhancements that may be needed as well for permanently installed electronic equipment, rental autos, lease gap coverage and more. There are many factors that can affect the rate insurance companies charge a business from policies and procedures to selecting the right type of drivers. We can assist you in understanding what are the best options and strategies for your business to ensure optimal coverage.
RISK MANAGEMENT SERVICES
Wasserman & Associates Risk Management team provides employers with reducing the cost and impact of workplace injury. Our workplace tailor-made solutions instill commitment of management, develop and track measurable goals, ensure compliance with applicable regulations and incorporate best practice procedures for optimal risk mitigation. Our team provides solutions to reduce Workers' Compensation cost, create efficiencies and develop standardized, scalable solutions.
Directors & officers Liability Insurance
D&O liability insurance gives your and your employees the security of knowing that they’re personally protected in the event of a lawsuit brought by any stakeholder, including customers, partners, vendors, employees, shareholders, regulators, and creditors. It covers the affected parties while they are employed and even if they leave the organization.
Contact us to find out more about D&O and other commercial lines of insurance.
Use the form below to contact us regarding your insurance enquiry. Include your industry along with any specific questiosn regarding coverages or exposures.